A calmer way to ask for a loan.

1. 01

   Apply

   Answer the application on your phone or computer. Your progress saves as you go.

2. 02

   Decide

   Each consent is a separate yes or no. We record both, with the exact words you saw.

3. 03

   Match

   We send your application to our lender network and show you the result as it happens.

4. 04

   Finish

   If a lender accepts, you complete the loan on that lender's site.

The words you agreed to

Consent text is versioned. We keep the version you saw, when you saw it, and what you answered. Declines are kept too.

Your sensitive numbers

Social Security and bank account numbers are encrypted with keys unique to your application and deleted on a schedule.

Who receives your data

Sensitive fields go only to partners that have passed our vendor review. Everything else moves only with your consent.

Your opt out

One request stops calls, texts, or email. We check the suppression list before every campaign.

Is Swiftlendly a lender?

No. Swiftlendly is a loan lead generation service, not a lender, and we do not make credit decisions. We collect your request and, with your consent, share it with independent lenders and lending networks who decide whether to make you an offer.

What do I need to apply?

Your contact details, address, income and employment information, bank account details, and identification including your Social Security number and driver's license. The application takes about five minutes on a phone.

Does applying affect my credit score?

Submitting a request to us does not itself affect your score. A lender reviewing your request may perform a soft credit inquiry, which does not affect your score, or a hard inquiry, which can, as that lender discloses to you.

How is my personal information protected?

Your Social Security number, bank details, and driver's license number are encrypted with a key unique to your application, and they are deleted on a retention schedule. Nothing is shared with a lender until you give consent, and each consent is a separate choice we record.

What happens if no lender accepts my request?

We tell you plainly on the results screen. Nothing about that stops you from applying again later, and you can ask us to stop contacting you or to delete your information at any time.

How does Swiftlendly make money?

We may be paid by the lenders, lending networks, and routing platforms that receive your request. That payment, along with eligibility and geography, can affect which company receives it, and we do not compare every available lender.

How do I stop marketing calls, texts, or email?

Reply STOP to any marketing text, use the unsubscribe link in any marketing email, or use our Do Not Sell or Share page. We check our suppression list before any campaign.

Five minutes, six clear choices, and your information moves only when you say so.