How Swiftlendly Works

Swiftlendly is not a lender. This page explains, in plain words, what this Website does with your loan request, who can receive it, and how we get paid. Please read it before you submit anything.

Who we are

Swiftlendly is a website operated by the Website Operator, the company responsible for this service. Swiftlendly helps people who are looking for a personal installment loan connect with independent lenders and lending networks. That is the whole service. We do not lend money, and we do not decide whether anyone gets a loan.

What we are not

• We are not a lender, a bank, or a credit union.
• We do not make credit decisions. We do not review, approve, or deny loan requests.
• We do not set or control any loan amount, interest rate, APR, fee, payment, or term.
• Submitting a request through this Website is not a loan application with any specific lender, and it is not an approval, an offer, or a promise of funding.

What happens to your request

When you complete the form on this Website, here is what happens, in order:

1. We store your request. Your information is saved securely in our systems first.
2. We share it only with your consent. If you give your consent by checking the consent boxes on the form, we share or sell your request to one or more independent lenders, lending networks, and routing platforms that buy or route loan requests like yours. If you do not consent, we do not share your request with them.
3. A recipient may respond. A lender or network that receives your request may contact you, ask for more information, or make you an offer. It may also decline to respond at all.

The lenders, networks, and routing platforms that receive requests are independent businesses. The Website Operator does not control their eligibility standards, offers, communications, contracts, servicing, collection practices, or privacy practices.

How we get paid

The Website Operator may be paid by lenders, lending networks, routing platforms, and other lead buyers when a request is submitted, shared, sold, accepted, contacted, or results in another agreed event. You are not charged a fee to use this Website.

You should know how that payment can affect things. Where your request is sent may depend on eligibility criteria, your state, which recipients are available at the time, technical routing rules, and how much a recipient pays. That means the recipient that gets your request is not necessarily the lender with the lowest cost or the best terms for you.

We do not compare every lender

This service does not search, rank, or compare all lenders or loan products available in the market. Recipients are limited to the lenders, networks, and platforms that participate with this Website. There may be other providers, and other loan products, that are not represented here.

Rates and terms come from the lender, not from us

Any loan amount, APR, fee, payment, or term you are offered comes only from the lender that makes the offer, based on its own review and its own disclosures. Review any offer carefully before you accept it. Any numbers shown on this Website are examples for illustration and are not offers.

No guarantee

Submitting a request does not guarantee that you will be contacted, connected with a lender, approved, or funded, and it does not guarantee any particular amount, rate, fee, payment, or term.

Availability

This service is for United States residents who are at least 18 years old. Loan availability, loan amounts, and lender participation vary by state, and the service may not be available in every state.

Your information and your choices

How we collect, use, share, and protect your information is described in our Privacy Policy. You can ask us not to sell or share your information on our Do Not Sell or Share My Personal Information page, and you can request access to or deletion of your information as described in the Privacy Policy.

Not advice

This website does not provide legal, tax, credit repair, or financial advice. If you are unsure whether a loan is right for you, consider talking to a qualified adviser or a nonprofit credit counselor.

Questions

If anything on this page is unclear, contact us using the contact methods published on this Website before you submit a request.